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*ValleyTrust
does not maintain the NADA vehicle pricing guide website and is not
responsible for the content found there. |
|
| SHARE
AND IRA |
| |
|
RATE |
|
APY* |
| Savings |
|
1.00% |
|
1.00% |
| IRA |
|
2.00% |
|
2.02% |
|
|
|
|
|
|
| CERTIFICATES |
| |
|
RATE |
|
APY* |
6
month term
|
|
|
|
|
$1000
and above
|
|
2.90% |
|
2.92% |
|
|
|
|
|
|
|
|
|
|
1
year term
|
|
|
|
|
| $1000
and above |
|
3.00% |
|
3.00% |
|
|
|
|
|
|
|
|
|
|
2
year term
|
|
|
|
|
$1000
and above
|
|
3.10% |
|
3.10% |
|
|
|
|
|
| Minimum
$1000 to open a certificate |
|
|
|
|
|
|
|
| LOANS
AND HELOC |
| |
|
APR*
|
| Auto,
New - up to 100% financing |
|
5.5%
fixed |
| Auto,
Used - NADA book value |
|
5.5%
fixed |
| RV,
Boat, Motorcycle, New & Used |
|
7.5%
fixed |
| Standard
rate shown; non-standard rates based on member qualifications.
|
|
|
|
| VISA
Classic |
|
13.9%
fixed |
| Signature
Line of Credit |
|
13.9%
fixed |
| 3%
minimum monthly repayment on LOCs. |
|
|
|
Home
Equity Line of Credit
|
|
5.9%
var |
| HELOC
rate is three (3) percentage points above the 26 week
T-bill rate as of the first Monday of each quarter and
is subject to change quarterly. The floor is five point
nine percent (5.9%). |
|
|
|
|
|
|
|
 |
|
*
APY
= Annual
Percentage Yield
* APR
= Annual Percentage Rate
Share and Investment accounts federally insured to $100,000
by National Credit Union Administration, an agency of the U.S.
Government. |
|
|
|
